Publications and Resources

Featured Publications

The Council regularly provides intelligence and analysis to its members and offers policy expertise to lawmakers and the general public.

Wednesday, November 20, 2019
Council Amicus Brief Supporting Respondents James J. Thole et al. v. U.S. Bank on Writ of Certiorari to the United States Court of Appeals for the Eighth Circuit (November 20, 2019)
Council Amicus Brief Supporting Respondents James J. Thole et al. v. U.S. Bank on Writ of Certiorari to the United States Court of Appeals for the Eighth Circuit (November 20, 2019)
Wednesday, November 20, 2019
Grassley/Alexander White Paper: Multiemployer Pension Recapitalization and Reform Plan
Grassley/Alexander White Paper: Multiemployer Pension Recapitalization and Reform Plan
Tuesday, November 19, 2019
Council Letter to Senate Leadership Urging Passage of the Setting Every Community Up for Retirement Enhancement (SECURE) Act (H.R. 1994)
Council Letter to Senate Leadership Urging Passage of the Setting Every Community Up for Retirement Enhancement (SECURE) Act (H.R. 1994)
Friday, November 15, 2019
HHS Proposed Regulations Regarding Transparency in Coverage
The U.S. Department of Health and Human Services (HHS), in conjunction with the U.S. Treasury and Labor departments, issued proposed regulations on transparency in coverage, requiring most group health plans and group and individual market insurers to disclose price and cost-sharing information to participants in advance of the care being provided. The proposed rule requires that group health plans and insurers provide this information through an online tool and in paper form, if requested. The proposed rule also requires group health plans and insurers of group or individual coverage to disclose negotiated rates for in-network providers and allowed amounts for out-of-network providers, on a public website.
Friday, November 8, 2019
Treasury/IRS Proposed Regulations Regarding Updated Life Expectancy and Distribution Period Tables Used for Purposes of Determining Minimum Required Distributions
The Internal Revenue Service (IRS) and the U.S. Treasury Department issued proposed regulations on November 7 updating the life expectancy and distribution period tables used to calculate required minimum distributions (RMDs) for retirement plans and IRAs. The proposed changes would modestly adjust for longer expected lifespans, allowing retirees to withdraw smaller amounts annually from retirement savings.
Friday, November 8, 2019
Benefits Briefing Webinar Notice: DOL Proposed Regulations on Electronic Disclosure
Benefits Briefing Webinar Notice: DOL Proposed Regulations on Electronic Disclosure
Friday, November 8, 2019
Benefits Passport: Global Compliance Edition
The Global Compliance Edition brings you information and analysis from contributors within the American Benefits Council community, designed to help multinational companies stay abreast of the latest local human resources, compensation and benefits requirements.
Friday, November 8, 2019
Benefits Briefing Presentation Slides: DOL Proposed Regulations on Electronic Disclosure
Benefits Briefing Presentation Slides: DOL Proposed Regulations on Electronic Disclosure
Monday, November 4, 2019
Employers' help needed in final push to repeal 'Cadillac Tax'
1. Please have your company sign on to a broad stakeholder letter to the U.S. Senate urging the consideration of "Cadillac Tax" repeal legislation before the end of the year. Action required by November 15. 2. If you have operations in Arizona, Colorado, Iowa, Kentucky, Maine or North Carolina, we urge you to contact key Senate offices for those states and ask them to encourage Senate leadership to include "Cadillac Tax" repeal in any year-end legislative package.
Tuesday, October 29, 2019
Council Letter to DOL/EBSA Regarding Open MEPs and Other Issues under Section 3(5) of ERISA
In October 29 written comments to the U.S. Department of Labor (DOL) Employee Benefits Security Administration (EBSA), the American Benefits Council offered strong support for final regulations that would expand access to multiple employer plans (MEPs) and encouraged the agency to use its authority to further expand the use of MEPs by reducing some of the regulatory constraints that still remain.
Wednesday, October 23, 2019
DOL/EBSA Proposed Regulations Regarding Default Electronic Disclosure by Employee Pension Benefit Plans under ERISA
The Department of Labor is proposing in this document a new, additional safe harbor for the use of electronic media by employee benefit plans to furnish information to participants and beneficiaries of plans subject to the Employee Retirement Income Security Act of 1974 (ERISA). The proposal, if adopted, would allow plan administrators who satisfy specified conditions to provide participants and beneficiaries with a notice that certain disclosures will be made available on a website. Individuals who prefer to receive these disclosures on paper will be able to request paper copies and to opt out of electronic delivery entirely. The Department expects that the proposal, if adopted, would improve the effectiveness of the disclosures and significantly reduce the costs and burden associated with furnishing many of the recurring and most costly ERISA disclosures. This document also contains, in section D of the preamble, a Request for Information that explores whether and how any additional changes to ERISA's general disclosure framework, focusing on design, delivery, and content, may be made to further improve the effectiveness of ERISA disclosures.
Friday, October 18, 2019
Department of the Treasury 2019-2020 Priority Guidance Plan
The U.S. Treasury Department and Internal Revenue Service (IRS) have released the 2019-2020 Priority Guidance Plan, which describes the regulatory projects that the agencies "hope to complete" during the 12-month period from July 2019 through June 2020.
Friday, October 18, 2019
Department of the Treasury 2019-2020 Priority Guidance Plan
The U.S. Treasury Department and Internal Revenue Service (IRS) have released the 2019-2020 Priority Guidance Plan, which describes the regulatory projects that the agencies "hope to complete" during the 12-month period from July 2019 through June 2020.
Tuesday, October 1, 2019
Council Request to Testify at Treasury/IRS Hearing on Multiple Employer Plans
On behalf of the American Benefits Council ("the Council"), I am writing to: (1) request a hearing on the proposed multiple employer plan (MEP) modifications published by the Department of the Treasury and Internal Revenue Service (IRS) on July 3, 2019, and (2) request the opportunity for a Council representative to testify at the hearing.
Monday, September 30, 2019
Treasury/IRS Regulations Regarding Individual Coverage HRAs and Interaction with Employer Mandate, Nondiscrimination Rules
The U.S. Department of Treasury and Internal Revenue Service (IRS) issued proposed regulations on September 27 addressing the interaction between the employer "shared responsibility" health insurance mandate (under Internal Revenue Code Section 4980H), nondiscrimination rules (under Code Section 105(h)) and the individual coverage health reimbursement accounts (ICHRAs) permitted under the final regulations issued on June 14, 2019, and IRS Notice 2018-88. The proposed regulations are only relevant to ICHRAs and do not apply to excepted benefit HRAs.
Monday, September 30, 2019
Council Comments to IRS Regarding Proposed Regulations on Multiple Employer Plans
On behalf of the American Benefits Council, I am writing in support of the proposed multiple employer plan (MEP) modifications published by the Department of the Treasury and Internal Revenue Service on July 3, 2019. Additionally, I am writing to recommend ways that Treasury and IRS can improve the proposed relief by expanding its scope, simplifying its conditions, and providing additional guidance.
Monday, September 30, 2019
Council Letter to DOL/EBSA Regarding Final MEP Regulations Preamble
Council Comment Letter on DOL Final MEP Regulations Preamble
Thursday, September 26, 2019
Benefits Briefing Webinar Presentation: Legislative and Regulatory Outlook on Defined Benefit Plans
Benefits Briefing Webinar Presentation: Legislative and Regulatory Outlook on Defined Benefit Plans
Tuesday, September 17, 2019
Council Amicus Brief Louisiana Health Service & Indemnity Company, doing business as Blue Cross Blue Shield of Louisiana Fifth Circuit Court Decision v. Encompass Office Solutions, Inc. (September 13, 2019)
Council Amicus Brief Louisiana Health Service & Indemnity Company, doing business as Blue Cross Blue Shield of Louisiana v. Encompass Office Solutions, Inc., Requesting Certiorari (September 13, 2019)
Thursday, September 12, 2019
Benefits Briefing Presentation Slides: Potential Solutions to Missing Participant Problems
Benefits Briefing Presentation Slides: Potential Solutions to Missing Participant Problems