Publications and Resources

Featured Publications

The Council regularly provides intelligence and analysis to its members and offers policy expertise to lawmakers and the general public.

Friday, August 18, 2017
Benefits Passport 2017-01: Highlights from the June 2017 Meeting of the OECD Working Party on Private Pensions
Here is the link to the latest edition of the Council's Benefits Passport, summarizing the topics of discussion at the summer meeting of the Organization for Economic Cooperation and Development (OECD) Working Party on Private Pensions (WPPP). The American Benefits Institute (Institute), the education and research affiliate of the American Benefits Council (Council), serves as a private sector advisor to the U.S. government delegation to the OECD. Richard Hinz, senior advisor to the Council (and former Chairman of the WPPP when he served in the U.S. Department of Labor (DOL)), attended the meeting on our behalf. Topics covered at the meeting include: Incorporating Corporate Income Tax and The Effects of New Savings Long Term Cost of Tax and Financial Incentives for Funded Private Pensions Lending Activities in Private Pensions Designing Funded Pension Arrangements Given the Level of Financial Literacy and Behavioral Biases Literature Review of the Impact of tax Incentives and Other Policies on Retirement Savings Policy Measures to Contain Costs of Running Funded Private Pension Plans Defined Benefit Pension Arrangements, Solvency and Interest Rates
Thursday, August 17, 2017
Affordable Coverage Coalition Letter to Congress Outlining Bipartisan Health Policy Recommendations
Affordable Coverage Coalition Letter to Congress Outlining Bipartisan Health Policy Recommendations
Wednesday, August 9, 2017
DOL Filing in Thrivent Financial for Lutherans v. Acosta, Notifying of Delay in Applicability Date of Fiduciary Rule PTEs
The U.S. Department of Labor (DOL) is seeking an 18-month delay in the applicability dates of three prohibited transaction exemptions (PTEs) associated with the final "fiduciary" rule, according to an August 9 filing with the U.S. District Court for the District of Minnesota. The Council had requested a delay in the applicability date to give the agency time to address plan sponsor concerns.
Monday, August 7, 2017
Council Letter to DOL/EBSA Regarding Request for Information on Fiduciary Rule, Prohibited Transaction Exemptions
In an August 7 letter to the U.S. Department of Labor (DOL) Employee Benefits Security Administration (EBSA), the Council continued to push for revisions to the final "fiduciary" rule to provide more certainty and clarity.
Wednesday, August 2, 2017
Affordable Coverage Coalition Statement on Funding of ACA Cost-Sharing Reduction Subsidies
Affordable Coverage Coalition Statement on Funding of ACA Cost-Sharing Reduction Subsidies
Tuesday, August 1, 2017
Council Letter to Treasury/IRS Regarding Mortality Table Project
In an August 1 letter to the U.S. Treasury Department and Internal Revenue Service (IRS), the Council formally requested urgent guidance and adequate transition time for the applicability of new mortality tables with respect to defined benefit plans.
Monday, July 31, 2017
Council Letter to Treasury Regarding Review of Burdensome Regulations
Responding to a formal request for information (RFI), on August 1 the Council provided to the U.S. Treasury Department a comprehensive set of recommendations for eliminating, modifying or streamlining regulations to reduce burdens on employee benefit plan sponsors.
Monday, July 31, 2017
Official Summary of the Rightsizing Pension Premiums Act (H.R. 3596)
A bipartisan team of lawmakers in the U.S. House of Representatives have introduced the Rightsizing Pension Premiums Act (H.R. 3596), a measure that makes a number of reforms to the Pension Benefit Guaranty Corporation's (PBGC) insurance premium system as recommended by the Council.
Friday, July 28, 2017
Rightsizing Pension Premiums Act (H.R. 3596)
This measure includes (1) reduction of premiums for small employers and "CSEC" plans (generally multiple employer plans maintained by charities or cooperatives) to pre-2006 levels, (2) reduction of premiums for other plans based on the funded status of the PBGC's single employer plan program, and (3) taking PBGC premium increases and decreases off-budget.
Friday, July 28, 2017
Memo to Members: Next Steps on Health Policy
What is next? Although the repeal and replace process for several months has been reminiscent of the famous line from Monty Python and the Holy Grail – "I'm not dead yet!" – it appears that the repeal-and-replace effort really has come to a halt. There are numerous paths forward with respect to "repair" of the ACA and all pose a high degree of importance for employer sponsors of health coverage, as well as other stakeholders.
Thursday, July 20, 2017
Better Care Reconciliation Act (Senate Health Care Reform Bill), Third Revision
Better Care Reconciliation Act (Senate Health Care Reform Bill), Third Revision
Thursday, July 20, 2017
CBO Score of Better Care Reconciliation Act (Senate Health Care Reform Bill), Third Revision
CBO Score of Better Care Reconciliation Act (Senate Health Care Reform Bill), Third Revision
Thursday, July 20, 2017
Better Care Reconciliation Act (Senate Health Care Reform Bill), Third Revision, Official Section-by-Section Summary
Better Care Reconciliation Act (Senate Health Care Reform Bill), Third Revision, Official Section-by-Section Summary
Wednesday, July 19, 2017
Smarter Health Care Coalition Letter of Support of Executive Order & Expansion of Preventive Care Safe Harbor
Smarter Health Care Coalition Letter of Support of Executive Order & Expansion of Preventive Care Safe Harbor
Wednesday, July 19, 2017
CBO Score of Obamacare Repeal Reconciliation Act (H.R. 1628), As Offered as Amendment in Senate
CBO Score of Obamacare Repeal Reconciliation Act (H.R. 1628), As Offered as Amendment in Senate
Wednesday, July 19, 2017
Obamacare Repeal Reconciliation Act (H.R. 1628), As Offered as Amendment in Senate
Obamacare Repeal Reconciliation Act (H.R. 1628), As Offered as Amendment in Senate
Tuesday, July 18, 2017
Letter to House Urging Support for the Savings Enhancement by Alleviating Leakage in 401(k) Savings (SEAL) Act (H.R. 2030)
Letter to House Urging Support for the Savings Enhancement by Alleviating Leakage in 401(k) Savings Act (H.R. 2030)
Tuesday, July 18, 2017
ACA Repeal & Replace Legislation Stalls, Various Options on Next Steps
ACA Repeal & Replace Legislation Stalls, Various Options on Next Steps
Monday, July 17, 2017
Letter to Senate Finance Committee: Recommendations for Tax Reform
The American Benefits Council offered detailed recommendations with respect to tax reform in a July 17 letter to the Senate Finance Committee, urging lawmakers to strengthen the tax incentives for employer-sponsored health insurance and retirement plans. The letter also included numerous suggestions for reducing employer burdens and improving outcomes for participants and beneficiaries.
Thursday, July 13, 2017
Better Care Reconciliation Act (Senate Health Care Reform Bill), Second Revision
On July 13, Senate Republican leaders released the latest version of the Better Care Reconciliation Act (BCRA), a measure to repeal and replace large sections of the Affordable Care Act (ACA). The latest version of the legislation includes a number of changes designed to shore up support within the caucus, though none of these significantly affect employer-sponsored plans.