Publications and Resources

Featured Publications

The Council regularly provides intelligence and analysis to its members and offers policy expertise to lawmakers and the general public.

Thursday, June 20, 2019
Treasury/DOL/HHS Final Regulations Regarding Health Reimbursement Arrangements and Other Account-Based Group Health Plans
This document sets forth final rules to expand opportunities for working men and women and their families to access affordable, quality healthcare through changes to rules under various provisions of the Public Health Service Act (PHS Act), the Employee Retirement Income Security Act (ERISA), and the Internal Revenue Code (Code) regarding health reimbursement arrangements (HRAs) and other account-based group health plans.
Wednesday, June 19, 2019
Lower Health Care Costs (LHCC) Act, as Introduced
Lower Health Care Costs (LHCC) Act, as Introduced
Wednesday, June 19, 2019
Senate HELP Committee Section-by-Section Summary of the Lower Health Care Costs Act, as Introduced
Senate HELP Committee Section-by-Section Summary of the Lower Health Care Costs Act, as Introduced
Monday, June 17, 2019
Preliminary Overview of Final Regulations on HRAs and Other Account-Based Group Health Plans
On June 13, the Departments of Health and Human Services (HHS), Labor (DOL) and Treasury (Treasury) issued final regulations on Health Reimbursement Arrangements (HRAs) and other account-based group health plans (Final Regulations), along with model attestations, notices, and frequently asked questions. Set forth below is a summary of the Final Regulations.
Friday, June 14, 2019
HHS Proposed Regulations Regarding Nondiscrimination in Health and Health Education Programs or Activities
The Department proposes to revise its Section 1557 regulation in order to better comply with the mandates of Congress, address legal concerns, relieve billions of dollars in undue regulatory burdens, further substantive compliance, reduce confusion, and clarify the scope of Section 1557 in keeping with pre-existing civil rights statutes and regulations prohibiting discrimination on the basis of race, color, national origin, sex, age, and disability
Thursday, June 13, 2019
Final HRA rule offers valuable flexibility to employer health plan sponsors
Final regulations, released by the IRS on June 13, permit employees to use health reimbursement account (HRA) funds to purchase health insurance on the individual market. HRAs are employer-sponsored accounts funded with pre-tax dollars and used to pay for premiums and other qualified medical expenses. Under previous IRS interpretations, IRS Notice 2013-54, employers were effectively prevented from offering stand-alone HRAs that allow employees to purchase coverage on the individual market.
Wednesday, June 12, 2019
Council Letter to Senate Finance Committee in Support of Paid Family Leave Pilot Extension Act (S. 1628)
Council Letter to Senate Finance Committee in Support of Paid Family Leave Pilot Extension Act (S. 1628)
Wednesday, June 12, 2019
Council Comments to DOL/WHD on Proposed Amendments to Definition of "Regular Rate" of Pay under FLSA for Overtime Purposes
Council Comments to DOL/WHD on Proposed Amendments to Definition of "Regular Rate" of Pay under FLSA for Overtime Purposes
Tuesday, June 11, 2019
Preliminary Overview of SEC Broker-Dealer 'Best Interest' Regulation and SEC Interpretations Related to Broker-Dealers and Investment Advisers
On June 5, the Securities and Exchange Commission (SEC) approved four pieces of guidance: (1) Regulation Best Interest, (2) an interpretation of the "solely incidental" prong of the broker-dealer exclusion from the definition of investment adviser, (3) an interpretation of the standard of conduct for investment advisers, and (4) Form CRS relationship summary; amendments to Form ADV. Set forth below are summaries of Regulation Best Interest and the two interpretations.
Wednesday, June 5, 2019
Group Letter to Senate HELP Committee Urging Rejection of Arbitration as 'Surprise' Billing Solution
Group Letter to Senate HELP Committee Urging Rejection of Arbitration as 'Surprise' Billing Solution
Wednesday, June 5, 2019
Council Letter to Senate HELP Committee Regarding Lower Health Care Costs Act Discussion Draft
Council Letter to Senate HELP Committee Regarding Lower Health Care Costs Act Discussion Draft
Monday, June 3, 2019
Council Letter to HHS/ONC Regarding Proposed Regulations on Interoperability, Information Blocking and ONC Health IT Certification Program
We write on behalf of the American Benefits Council ("the Council") to provide comment in connection with the 21st Century Cures Act: Interoperability, Information Blocking, and the ONC Health IT Certification Program Proposed Rule ("Proposed Rule") published in the Federal Register on March 4, 2019, by the Office of the National Coordinator for Health Information Technology (ONC), Department of Health and Human Services (HHS) (84 Fed. Reg. 7424).
Wednesday, May 29, 2019
Benefits Briefing Webinar Presentation Slides: What to Expect from the EEOC
Benefits Briefing Webinar Presentation Slides: What to Expect from the EEOC
Tuesday, May 28, 2019
Council Letter to House Energy & Commerce Committee Regarding No Surprises Act Discussion Draft
Council Letter to House Energy & Commerce Committee Regarding No Surprises Act Discussion Draft
Friday, May 24, 2019
Summary of SECURE Act (H.R. 1994), as Approved by U.S. House of Representatives (Courtesy of Davis & Harman LLP)
Summary of SECURE Act (H.R. 1994), as Approved by U.S. House of Representatives (Courtesy of Davis & Harman LLP)
Thursday, May 23, 2019
Proposed measure to lower health costs makes progress on many employer goals
WASHINGTON, DC – "The biggest and most urgent problem in health care is that fewer and fewer people are able to afford it," American Benefits Council Senior Vice President, Health Policy, Ilyse Schuman, said today. "Lowering health care costs requires a comprehensive, bipartisan solution, and we commend Senate Health, Education, Labor and Pensions (HELP) Committee Chairman Lamar Alexander (R-TN) and Ranking Member Patty Murray (D-WA) for producing the Lower Health Care Costs Act discussion draft."
Wednesday, May 22, 2019
Council Letter to House Leadership Regarding SECURE Act (H.R. 1994)
Council Letter to House Leadership Regarding SECURE Act (H.R. 1994)
Tuesday, May 21, 2019
Group Letter to House Ways and Means Health Subcommittee Regarding "Surprise" Medical Billing
Group Letter to House Ways and Means Health Subcommittee Regarding "Surprise" Medical Billing
Tuesday, May 14, 2019
Consumers First: One-Page Summary
Consumers First: One-Page Summary
Tuesday, May 14, 2019
Council testifies on growing challenges in retirement system
WASHINGTON, DC – "For more than a century, American employers have sponsored retirement plans that offer financial security to workers and their families. These plans, long supported by bipartisan public policy, enjoy a legacy of remarkable success," said Lynn Dudley, American Benefits Council senior vice president, global retirement and compensation policy today. "The challenges that retirement plans and participants face today require renewed bipartisan commitment to that system."